HRA Exemption Calculator
Calculate how much of your House Rent Allowance is exempt from tax under Section 10(13A) of the Income Tax Act.
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How it works
Exemption is the minimum of: (1) Actual HRA received, (2) 50% (Metro) or 40% (Non-metro) of Salary, (3) Actual Rent paid minus 10% of Salary.
Common Questions
Which cities are considered Metro for HRA?
Mumbai, Delhi, Kolkata, and Chennai are considered Metro cities for 50% HRA calculation.
Can I claim HRA if I live in my own house?
No, you must actually pay rent to a landlord (not yourself) to claim HRA exemption.
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Disclaimer: These calculations are estimates based on standard financial formulas. Actual outcomes may vary due to taxes, market conditions, or policy changes. Consult a financial advisor for critical decisions.